What Are Realtor Fees Really Costing You? A Straightforward Breakdown

When most people think about selling their home, they think about the sale price. But experienced sellers know that the number on the contract and the number that actually lands in your bank account can be very different things. Understanding the true cost of a traditional home sale is essential before you decide which path is right for you.

The Commission

The standard real estate commission is typically 5 to 6 percent of the sale price, split between the buyer's agent and the seller's agent. On a $250,000 home, that's $12,500 to $15,000 — gone before you even get to closing costs.

Closing Costs

Sellers are typically responsible for a portion of closing costs, which can include title insurance, transfer taxes, escrow fees, and prorated property taxes. These costs vary by state and situation but commonly run between 1 and 3 percent of the sale price. On that same $250,000 home, that's another $2,500 to $7,500 out of your pocket.

Repairs and Staging

Before listing, most realtors will recommend repairs and updates to make the home competitive. Depending on the condition of the property, this can range from a few hundred dollars in cosmetic touch-ups to tens of thousands of dollars in more significant work. Staging costs, professional photography, and other marketing expenses may also be part of the picture.

Carrying Costs While You Wait

The average home in the United States spends weeks or even months on the market before going under contract. During that time, you continue paying your mortgage, insurance, utilities, and taxes. In a competitive market like Chicago, timing matters enormously — and every month your home sits costs you money.

The Cash Sale Comparison

When you sell to S+S Home Solutions, there are no commissions, no closing costs on your end, and no repair expenses. What we offer is what you receive. For many homeowners, when the full picture is laid out, the difference is smaller than expected — and the simplicity and speed of a cash sale make it the clear winner.